When helping a client purchase a home, your role as a real estate agent is more than facilitating transactions—you’re guiding them through one of the most significant investments of their life. While home inspections are a standard part of the closing process, one crucial component is often overlooked: the chimney.
The Overlooked Danger Lurking Overhead
Chimneys may not be top of mind during a walkthrough, but they play a vital role in both safety and property value. A faulty chimney can be a fire hazard, a source of carbon monoxide poisoning, or an avenue for costly structural damage. That’s why chimney inspections, especially for older homes or those with wood-burning fireplaces, should be a standard recommendation in your real estate checklist.
What Can Go Wrong with a Chimney?
Here are just a few potential issues that a proper chimney inspection can uncover:
Creosote Buildup: This flammable byproduct of wood burning can ignite and cause chimney fires.
Cracked Flue Liners: These can allow heat and flue gases to escape into the home’s structure.
Masonry Damage: Cracks or crumbling mortar can weaken the chimney and allow water intrusion.
Animal Nests and Blockages: Birds and other animals often find chimneys an attractive nesting place.
Improper Installation or Repairs: A DIY or improperly repaired chimney may not meet current safety standards and codes.
Levels of Chimney Inspections
The National Fire Protection Association (NFPA) outlines three levels of chimney inspections:
Level 1: A basic visual inspection (typically part of a home inspection).
Level 2: A more detailed inspection using video scanning tools—recommended for property transfers.
Level 3: A full investigation requiring some disassembly—rare, but sometimes necessary when severe hazards are suspected.
For home purchases, a Level 2 inspection is generally advised, even if the fireplace or chimney appears to be in working order.
Why It Matters to You as an Agent
Risk Mitigation: Avoid post-sale liability or blame if chimney issues cause problems after closing.
Added Value: Demonstrating attention to detail and care for your client’s safety strengthens your reputation.
Negotiation Tool: If an inspection reveals issues, it provides leverage for price adjustments or repair credits.
Faster Closings: Uncovered problems post-purchase can lead to buyer’s remorse or legal disputes. Addressing them early means smoother deals.
Partnering with Chimney Professionals
Forge relationships with certified chimney inspectors in your area. Look for those accredited by the Chimney Safety Institute of America (CSIA) or the National Chimney Sweep Guild (NCSG). Trusted referrals not only streamline your workflow but also build confidence with your clients. We at Chimney Champions are fully certified with the Chimney Safety Institute of America providing top tier service for our clients and agents alike!
Final Thoughts
Your clients trust you to look out for their best interests. Including chimney inspections as a standard part of the home buying process—especially for properties with fireplaces or older heating systems—is a simple step that can prevent serious headaches down the road.
Help your buyers move into their new homes with peace of mind—and a properly inspected chimney.